RalphyTry it
A Ralphy morning, in your browser.
Sample numbers, real arithmetic. Open the receipt behind the number, then ask whether you can afford something and watch what it does to the week. Nothing to install, no bank, no account.
Today's spend limit
Plenty of room.
Your $400 buffer stays where it is.
Can I afford something?
The app answers this against the days you still have to cover before payday. Put in an amount.
Where the number comes from
Every figure in Ralphy opens like this. Tap.
What this demo isn't
These numbers are a sample household, not yours. The real app reads your own accounts through Plaid, updates the figure every morning, and looks three windows ahead rather than one. It is read-only end to end: it can tell you the number, and it can never move your money. What Ralphy can't do →
Want the real one?
Coming to iPhone. The list gets in first.
Sample data. The arithmetic here is the same shape the app uses: what's in checking, less the buffer you keep, less the bills still to land before payday, divided by the days left.